There are times it serves your advantage to be female, especially if you're an older married woman.
Insurance agencies tend to favor these people, because they're less likely to get in accidents.
A person is going to be favored in this instance and will get the lower quote compared to someone who has been in several accidents or has had a number of violations.
If you want a good quote on female car insurance, make sure to drive safely and know which factors will automatically lower the premium.
Females are going to get a better rate over a male, as insurance agencies tend to feel women are more likely to drive cautiously.
Men tend to be more of the daredevil drivers.
This can be slightly stereotypical because there are other factors that weigh in the quote for female car insurance.
How many car accidents or violations you have received will raise or lower the insurance quote you receive.
The other aspect that plays into how much you will pay for car insurance is age.
Over 40 percent of accidents that happen are by young adults.
This is why teenagers will tend to pay higher insurance over someone who's older.
A married woman will also tend to get a bargain, as they're less likely to start driving recklessly.
Pros: * A married older woman is going to have a better chance at a lower rate.
* Fewer violations or accidents will provide a lower rate.
* Women are less likely to be a daredevil driver.
Cons: * You have been in three car accidents.
* You are a new female driver.
* You are young.
For the best quote for female car insurance, make sure you know the different factors that lower a quote.
Driving wisely will also help your efforts.