Q: I am considering buying my new car insurance policy online, but I am afraid that convenience in purchase might not translate to convenience in claims.
Do you think filing a claim is easy if I buy coverage on line? A: When you buy car insurance on line, it is no different than purchasing it offline.
You get the same rights like any other insured person.
The same channels of filing a claim are available to you, as they would be if you bought it on the Internet.
If you are concerned about problems in processing the claim, then that entirely depends on the insurance company concerned, and not the way you bought the coverage.
Most providers these days have phone numbers where you can inform them about an incident, and when you buy your policy, you will get a handbook from them informing you about all the different ways there are to file an insurance claim.
These days, many car insurance companies have also started providing online claim filing service.
You can go to a website and file the claim easily, just like you bought your coverage on line.
Buying your policy from a company that lets you file a claim online will reduce your headache in the long run.
Last but not least, we always recommend comparing auto insurance rates online from several different companies.
It is easy to cut down on insurance costs by shopping around, avoid the temptation of simply going with the first quote you receive!