General Liability Roofing Insurance
If you are into the roofing profession, you can of course bid and probably make an offer for a project without proper roofing insurance; but when it finally comes down to the stage of project allotment and execution, you may be required to present your insurance documents by the home owners, business managers, engineer or the government.
If you perform a job as risky as roofing that involves working at huge heights, in tough climates and with risky tools, you are not only putting your life at a great risk but you are putting your career on a greater risk as you may have to face a ban or other legal lawsuits, if found to be working without proper license and roofing insurance. The general liability insurance for roofers is the best and mostly used roofing insurance by roofing professionals and roofing companies. It is affordable and provides many protective layers to your defense against plenty of possible lawsuits like negligence, accidents, equipment and financial losses.
General liability Coverage
Following are the five categories of roofing business liability that are covered under roofing general liability:
Completed product or project liability: It covers losses after the project is completed or the required product has been delivered.
Body injury liability: It covers physical damage to any person at your site or by one of your employee.
Advertising injury: It covers the advertising losses occurred due to your spoken or written advertisement that has troubled someone or your competitor.
Personal injury: It cover personal damages to ones reputation and rights, it also includes copyright infringement, libel, privacy invasion, wrongful eviction, false arrest and much more.
Medical payments: It covers medical expenses for any person who has been injured in your premises and that person can be anyone including a client, customer, visitor or possibly a trespasser.
The general liability roofing insurance also covers independent contractors that you might have hired for specific project requirement.
It is imperative for homeowners to check for company license and roofing insurance document of the professional or company they plan to hire before assigning the project. This is to insure that you and the company would be having a safer work site and workers. You should check following points in the insurance document:
€ That the insurance policy is on the name of the individual contractor or the company
€ If it is on the company name, make sure that its workers are insured too
€ Make sure that the policy is valid and is in force
€ Also check if the insurance policy has specific inclusion of roofing coverage
The roofing insurance policies can tremendously benefit both the roofing company and the homeowners and the consequences of performing a roofing job without insurance could be fatal. Safeguard your business with suitable roofing insurance.</.b>
If you perform a job as risky as roofing that involves working at huge heights, in tough climates and with risky tools, you are not only putting your life at a great risk but you are putting your career on a greater risk as you may have to face a ban or other legal lawsuits, if found to be working without proper license and roofing insurance. The general liability insurance for roofers is the best and mostly used roofing insurance by roofing professionals and roofing companies. It is affordable and provides many protective layers to your defense against plenty of possible lawsuits like negligence, accidents, equipment and financial losses.
General liability Coverage
Following are the five categories of roofing business liability that are covered under roofing general liability:
Completed product or project liability: It covers losses after the project is completed or the required product has been delivered.
Body injury liability: It covers physical damage to any person at your site or by one of your employee.
Advertising injury: It covers the advertising losses occurred due to your spoken or written advertisement that has troubled someone or your competitor.
Personal injury: It cover personal damages to ones reputation and rights, it also includes copyright infringement, libel, privacy invasion, wrongful eviction, false arrest and much more.
Medical payments: It covers medical expenses for any person who has been injured in your premises and that person can be anyone including a client, customer, visitor or possibly a trespasser.
The general liability roofing insurance also covers independent contractors that you might have hired for specific project requirement.
It is imperative for homeowners to check for company license and roofing insurance document of the professional or company they plan to hire before assigning the project. This is to insure that you and the company would be having a safer work site and workers. You should check following points in the insurance document:
€ That the insurance policy is on the name of the individual contractor or the company
€ If it is on the company name, make sure that its workers are insured too
€ Make sure that the policy is valid and is in force
€ Also check if the insurance policy has specific inclusion of roofing coverage
The roofing insurance policies can tremendously benefit both the roofing company and the homeowners and the consequences of performing a roofing job without insurance could be fatal. Safeguard your business with suitable roofing insurance.</.b>
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