The land of the free and home of the brave! Do you need some debt elimination? Then you are going to have to either get everything for free or be brave and do the following.
Go on the debt diet, what the heck is that? Like any diet it is about losing stuff, in this case it is about losing debts.
What can you do? Lifestyle changes I can do.
The best change a person who is in debt and one day would like to be wealthy is learning the value of money.
The easiest way to do that is use cash for everything.
You cash your paycheck and count it.
You go to the store and pay in cash.
You pay everything you can in cash.
As you realize how hard you work for that little pile of money, then to see it vanish in no time flat, you'll figure out pretty quickly what the value of it is.
When don't I use cash? I have found utility companies will not let me pay my bill in cash.
Of course they say it is for security.
Just as an interesting bit of info, if the general public knew how many millions get stolen per hour in the USA over the 'secure computer', no one would use them again.
Back to our story, I think these companies realize two things, it is easier for them to process electronic cash and we as consumers do not appreciate how expensive things are when using a credit card or paying a bill online.
Cut out one high calorie expense.
The coffee shot at the coffee shop.
I have heard this before and likely you have also.
You can spend a small fortune at the coffee shop in a year buying coffee for a few dollars, which is really worth a few cents.
When you have extra money at the end of your month, then you can go out to those places all you want.
Simple things, but money management starts with simple steps that we can all do.
Start using cash for your payments and really learn how far a dollar goes.
Even when you have to use your credit card stop and think how much money is being rung up.
Cut out one of your luxury expenses until you have lost the debt you need to.
Make today the day you start your debt diet.
Be smart to be wealthy.