The Dawn of a New Era in Credit Card Debt Where Customers Refuse to Pay and Beat the Debt
When it comes to credit card debt there's a whole new era of understanding gaining a foothold in American society.
People are getting tired of going around in circles chasing their tail like the family pet that will never catch his dream.
This new awareness of money, formerly a realm known only to the rich, is becoming a focal point of those too small to fail businesses, individuals and families that form the back bone of our country.
During all the tail chasing people watched the nightly news to see their home prices plummet, jobs disappear, politicians making "duh" speeches and who could forget the bailout for those too big to fail money grabbing Giants.
But without a doubt, the multimillion dollar bonuses handed out to top executives for achieving success in the biggest transfer of wealth in the history of the world had to be the clincher! Many people were forced to stop paying their card accounts when their jobs were shipped to other countries while still others started some deep thinking about what they were going to do as their money supply also dwindled and the writing on the wall was becoming perfectly clear; there must be some way to beat this debt.
People are beginning to educate themselves about their financial problems by looking in places few have looked before.
They're beginning to realize consolidation, credit counseling and settlement are just methods used by the rich to have them throw their hard earned money into the cash flow river which runs into the land of the super rich never to be seen again.
Before your financial life spends its last penny and your ship sinks forever, perhaps it's time to inflate the life raft and find out where this river of cash actually goes.
In December of 2008 a young constitutional law attorney presented a 90 min.
seminar on the subject at the University Of Colorado School Of Law.
This has to be one of the most eye opening and revealing history lessons you will ever see! Copy and paste the search term "the gig is up - money the Federal Reserve and you" and when you watch, you'll realize everything he's saying is true because you've seen it all before! You probably have by now realized your life thus far has been spent on the hamster wheel where you chase the American Dream but are really just generating money for the super rich who care absolutely nothing about how hard you run to keep your water bowl filled and a little food in your cage.
You might have your own expletives to describe how you feel after seeing the gig.
You saw former Fed Chairman Alan Greenspan explaining banks were above the law and so it doesn't matter what you believe, think or do because until politicians stop accepting lobbyist bribes and change the law, everything will continue exactly as it is.
You will continue to roll the hamster wheel for the amusement and support of the rich! Quite unfortunately for the rich boys, we the people still operate under a system of laws and since we are not "above the law" the legal system still works perfectly well for us common run-of-the-mill and previously ignorant citizens.
Since 1966 anyone with knowledge of the Fair Debt Collection Practices Act can refuse to pay a card account by simply demanding legal proof of its existence.
You can watch a quick government cartoon show on the topic using the search term "FTC debt video" which exposes just the tip of the iceberg concerning your legal rights.
While banks and collectors demand you give them money, you need only to demand proof of debt which does not exist.
Banks used your signature to create the money from thin air for your account and when you close it by nonpayment, it ceases to exist but then you already knew that from the gig.
To beat the largest banks and collection agencies on earth you do need some simple tools like a pen, paper and a digital voice recorder to gather the legal proof you need.
Written collection notices received in the mail MUST be answered with a demand for "proof of debt" and returned to the collector by registered mail, return receipt requested, as proof that you have responded and demand your legal rights.
They have no proof of "damages" since every penny is still in the banks vault after you closed your account.
While others are not knowledgeable in these matters and quiver with fear when the phone rings with a collector on the other end, you on the other hand pull out your digital voice recorder with freshly installed batteries.
You verify your name only and absolutely nothing else.
Then tell the collector something like I'm not going to give you a penny so what do you think about that! Collectors must talk to you like Sunday school teachers or they'll find themselves paying you handsomely for their phone violations.
Use search terms such as "man wins $1.
5 million from collector" or "woman sues collector wins $8.
1 million" to see what happens when collectors cross the line and say things they shouldn't.
So America, you have just glimpsed the Dawn of a new era where people refuse to pay that silly credit card debt, beat the collectors and banks using old antique laws written back in 1966 before the card lobbyists purchased and implemented the laws they wanted.
So, if you haven't learned more here than Bill Clinton in a room full of intern teachers, then somewhere along the way you must have missed something!
People are getting tired of going around in circles chasing their tail like the family pet that will never catch his dream.
This new awareness of money, formerly a realm known only to the rich, is becoming a focal point of those too small to fail businesses, individuals and families that form the back bone of our country.
During all the tail chasing people watched the nightly news to see their home prices plummet, jobs disappear, politicians making "duh" speeches and who could forget the bailout for those too big to fail money grabbing Giants.
But without a doubt, the multimillion dollar bonuses handed out to top executives for achieving success in the biggest transfer of wealth in the history of the world had to be the clincher! Many people were forced to stop paying their card accounts when their jobs were shipped to other countries while still others started some deep thinking about what they were going to do as their money supply also dwindled and the writing on the wall was becoming perfectly clear; there must be some way to beat this debt.
People are beginning to educate themselves about their financial problems by looking in places few have looked before.
They're beginning to realize consolidation, credit counseling and settlement are just methods used by the rich to have them throw their hard earned money into the cash flow river which runs into the land of the super rich never to be seen again.
Before your financial life spends its last penny and your ship sinks forever, perhaps it's time to inflate the life raft and find out where this river of cash actually goes.
In December of 2008 a young constitutional law attorney presented a 90 min.
seminar on the subject at the University Of Colorado School Of Law.
This has to be one of the most eye opening and revealing history lessons you will ever see! Copy and paste the search term "the gig is up - money the Federal Reserve and you" and when you watch, you'll realize everything he's saying is true because you've seen it all before! You probably have by now realized your life thus far has been spent on the hamster wheel where you chase the American Dream but are really just generating money for the super rich who care absolutely nothing about how hard you run to keep your water bowl filled and a little food in your cage.
You might have your own expletives to describe how you feel after seeing the gig.
You saw former Fed Chairman Alan Greenspan explaining banks were above the law and so it doesn't matter what you believe, think or do because until politicians stop accepting lobbyist bribes and change the law, everything will continue exactly as it is.
You will continue to roll the hamster wheel for the amusement and support of the rich! Quite unfortunately for the rich boys, we the people still operate under a system of laws and since we are not "above the law" the legal system still works perfectly well for us common run-of-the-mill and previously ignorant citizens.
Since 1966 anyone with knowledge of the Fair Debt Collection Practices Act can refuse to pay a card account by simply demanding legal proof of its existence.
You can watch a quick government cartoon show on the topic using the search term "FTC debt video" which exposes just the tip of the iceberg concerning your legal rights.
While banks and collectors demand you give them money, you need only to demand proof of debt which does not exist.
Banks used your signature to create the money from thin air for your account and when you close it by nonpayment, it ceases to exist but then you already knew that from the gig.
To beat the largest banks and collection agencies on earth you do need some simple tools like a pen, paper and a digital voice recorder to gather the legal proof you need.
Written collection notices received in the mail MUST be answered with a demand for "proof of debt" and returned to the collector by registered mail, return receipt requested, as proof that you have responded and demand your legal rights.
They have no proof of "damages" since every penny is still in the banks vault after you closed your account.
While others are not knowledgeable in these matters and quiver with fear when the phone rings with a collector on the other end, you on the other hand pull out your digital voice recorder with freshly installed batteries.
You verify your name only and absolutely nothing else.
Then tell the collector something like I'm not going to give you a penny so what do you think about that! Collectors must talk to you like Sunday school teachers or they'll find themselves paying you handsomely for their phone violations.
Use search terms such as "man wins $1.
5 million from collector" or "woman sues collector wins $8.
1 million" to see what happens when collectors cross the line and say things they shouldn't.
So America, you have just glimpsed the Dawn of a new era where people refuse to pay that silly credit card debt, beat the collectors and banks using old antique laws written back in 1966 before the card lobbyists purchased and implemented the laws they wanted.
So, if you haven't learned more here than Bill Clinton in a room full of intern teachers, then somewhere along the way you must have missed something!
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