Customize this sample credit card billing error dispute letter by replacing the italicized words with your own information.

Date
Your Name
Address
City, State Zip

Creditor’s Name
Address
City, State Zip
Re: Account Number

Dear Sir or Madam:
This letter is to dispute a billing error on my account in the amount of $__________. The amount is inaccurate because <describe in detail why the amount is wrong, e.g. the merchandise was returned, late fee is incorrect, etc.>.

I have enclosed copies of <describe any enclosed documentation, e.g. return receipt, cancelled check, etc.> to support my claim. Please correct this billing error as soon as possible.

Sincerely,

Your Name