The Minnesota Automobile Insurance Plan is in place for drivers who have struggled to find coverage with a typical insurance company.
Usually this applies to drivers who are labeled as high risk, such as those with many accidents to their credit or someone who has been charged with drinking while intoxicated.
If you are a good driver and you can secure a policy with any of the many insurance companies in the state, a great method for finding a cheap policy is through the Internet.
To get cheap car insurance online in Minnesota you need to become familiar with several of the companies licensed in the state.
Virtually every company that offers car insurance has a website.
On these sites, drivers can expect to find a whole host of resources including articles about the different types of coverage that is available.
Quotes can also be collected online now as opposed to the telephone.
You simply type in all the relevant information including who you want the policy to cover, the driving history of each driver as well as the make and model of the car.
In many cases you'll be asked to supply some personal information so that an agent can contact you.
Don't be taken back by this as once you've gotten a basic quote, you may be able to negotiate with the agent for an even better deal.
This is particularly true if you are eligible for any discounts.
It's important to be as forthcoming as possible when requesting quotes online.
If you get a great price, but you weren't truthful about your driving past, the agent will eventually find this out and the quote will be withdrawn.
Tell it like it is and you'll get quotes that are right on target.
Armed with this information you can then choose a company to cover your car insurance needs.