Question: Why Are My Credit Reports Different?

Answer: If you compare your credit reports side-by-side, you may notice they're not the same. You have different credit reports because not all businesses report to all three credit bureaus. You may have a credit card issuer or lender that reports to one of the credit bureaus, but not the other two. Credit bureaus don't typically share information with each other so not all your account information makes it onto all three credit reports.