A bankruptcy lawyer can be quite busy these days but can also be your best friend. We are approaching the three year anniversary of the Wall Street melt down where millions of jobs were lost in Middle America and employers were afraid to take on more debt by hiring. No one has helped more Americans achieve a fresh financial start than bankruptcy lawyers. A bankruptcy lawyer can help save the family home from foreclosure in Montgomery County by filing Chapter 13 bankruptcy. The advantage of a Chapter 13 over a Chapter 7 is that in most cases the debtor can keep his house thus alleviating some of the stress of filing for bankruptcy. With the help of a good bankruptcy lawyer a repayment plan can be negotiate with the banks or credit card companies so you don't have to live on the streets. The repayment plan is written out detailing how much and for how long the debtor promises to pay back the creditor, usually within 3 to 5 years. During this time, creditors cannot attempt to collect money from previous debts or liens. Bankruptcy lawyers have been using Chapters 7 and 13 to wipe out millions of dollars of high interest credit card debt for struggling Americans.

The bankruptcy lawyer, William D. Schroeder, Jr., in Montgomery County, PA has helped hundreds of families and individuals through the bankruptcy process. One individual in Lansdale wrote, "I am still having difficulties even though I am working two jobs. I want to pay my creditors and re-establish my credit." He retained William D. Schroeder, Jr., as his bankruptcy lawyer and is well on his way to a fresh start to paying his creditors and obtaining good credit by filing for Chapter 13 bankruptcy. For him and many others, as odd as it may seem at first, a Montgomery County bankruptcy filing has been a positive experience in which he has gained relief, peace of mind and a fresh financial start.

For more information about bankruptcy and Chapter 13, call bankruptcy lawyer William D. Schroeder, Jr., at 215-822-2728 or visit his website at www.jrlaw.org His office is conveniently located at 262A Bethlehem Pike in Colmar, PA.