How to Make a Cash Credit Card Payment
- 1). Bring cash to a local branch office if your credit card is serviced by a credit union or community bank. The local bank must have total control over the card, though. Even some smaller lenders are affiliated with mega-banks.
- 2). Review your monthly credit card statement. Determine your monthly payment based on the minimum due and your budget. Withdraw this amount of cash from your bank account.
- 3). Bring the cash into a local branch of a wire service company. Examples of these companies are Western Union and MoneyGram. These companies can wire funds to individuals, bank accounts and companies.
- 4). Decide how you want to make the cash transaction. You will likely have two options: money order or direct wire transfer. Wire transfers are direct payments made to your credit card company. Wire service companies can wire cash to a variety of lenders in the U.S.
- 5). Choose an option and pay the transaction fee. This fee will vary based on the company you use and the amount you are paying. For wire transfers, give the cash to the representative and get a receipt for the transfer (including a confirmation number).
- 6). Send the money order to your credit card company, if you choose this option. Use the address listed on your most recent credit card statement. Keep your end of the money order receipt for your records.
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