4 Ways to Compare iPad Insurance Quotes Quickly
If you want to buy iPad insurance then you must get quotes from at least 5 or 6 specialist gadget insurance companies and then compare them before you buy any of them.
Here are my top 4 ways to compare the different quotes.
Compare the extent of cover When a company offers quote it also tell you about the cover.
An ideal insurance cover must cover your iPad against loss, theft and damage but most of the companies quoting very low prices may just cover the iPad against accidental damage and such insurances may be of no use if you lose your phone or if it is stolen.
Compare the insurance period Buying insurance for 2 years is cheaper than buying it for 1 year and then renewing it.
When you get quotes from different companies make sure you check the duration for which the price is quoted.
You can make claims only within the insurance period.
Compare the deductibles Some of the insurance companies may quote low but they charge processing fee on every claim that you make.
This adds to the cost of insurance.
You must find out about these deductibles so as to get the fair idea of insurance cost from a particular company.
An insurance company may not be proactive in telling the customers about these deductibles but they do not mind charging it at the time of claim.
This is why you must find out this charge proactively.
Compare the number of claims that you can make Most of the companies allow you to claim 1 or 2 times within the insurance period.
This is very important aspect of any insurance policy that you buy.
You must be sure about the number of claims and get that in writing.
Irrespective of all the facts above, the cost of insurance is much less when compared to the cost of the device.
In America the iPad will start from $399 and if you are based in the UK like me a top of the range iPad will cost over £600, which means you should care more about what you are protecting than what you need to pay out as an annual premium.
There are so many affordable options in the market and you can get protection for your new toy without much difficulty.
After you compare different quotes in the above-mentioned ways you can get a fair idea of the better and most suitable insurance option.
Here are my top 4 ways to compare the different quotes.
Compare the extent of cover When a company offers quote it also tell you about the cover.
An ideal insurance cover must cover your iPad against loss, theft and damage but most of the companies quoting very low prices may just cover the iPad against accidental damage and such insurances may be of no use if you lose your phone or if it is stolen.
Compare the insurance period Buying insurance for 2 years is cheaper than buying it for 1 year and then renewing it.
When you get quotes from different companies make sure you check the duration for which the price is quoted.
You can make claims only within the insurance period.
Compare the deductibles Some of the insurance companies may quote low but they charge processing fee on every claim that you make.
This adds to the cost of insurance.
You must find out about these deductibles so as to get the fair idea of insurance cost from a particular company.
An insurance company may not be proactive in telling the customers about these deductibles but they do not mind charging it at the time of claim.
This is why you must find out this charge proactively.
Compare the number of claims that you can make Most of the companies allow you to claim 1 or 2 times within the insurance period.
This is very important aspect of any insurance policy that you buy.
You must be sure about the number of claims and get that in writing.
Irrespective of all the facts above, the cost of insurance is much less when compared to the cost of the device.
In America the iPad will start from $399 and if you are based in the UK like me a top of the range iPad will cost over £600, which means you should care more about what you are protecting than what you need to pay out as an annual premium.
There are so many affordable options in the market and you can get protection for your new toy without much difficulty.
After you compare different quotes in the above-mentioned ways you can get a fair idea of the better and most suitable insurance option.
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