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How to Find Out If Medicare Is Primary

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    • 1). Determine what type of Medicare coverage you have. Types of Medicare coverage include original Medicare Part A hospital insurance, Part B medical insurance, Medigap and Advantage Plans. Medigap is always secondary to the primary Medicare coverage. If you have a Medicare Advantage plan, skip to step 3.

    • 2). Call 1-800-MEDICARE. Inquire about the status of your Medicare coverage and whether other primary insurance exists.

    • 3). Contact the number on the back of your Medicare Advantage plan card. Inquire about whether your Advantage plan is your primary insurance coverage.

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