Non-Payment

• One common reason for cancellation of an automobile policy is non-payment of premium. . If you do not make required payments, you will receive a notice of cancellation.
  
  

Driving Violations

• Your insurance carrier may cancel your policy if you have excessive speeding tickets or other violations. In most cases, the insurance carrier does not cancel the policy mid-term. When the policy comes up for renewal, it will not be renewed.
  
  

Fraud

• The insurance company has the right to cancel your automobile coverage if you are untruthful in any statements you made to obtain your insurance.
  
  

Totaled Vehicle

• If the vehicle covered by an insurance policy is completely totaled, the policy may end. In this case, you would have to take out another insurance policy when you purchase a new vehicle.
  
  

Obtaining a New Insurance Policy

• If your automobile coverage has been canceled for any of these reasons, obtain a new policy as soon as possible. Insurance carriers look at the length of lapse of coverage when deciding to offer you coverage.