Getting an Insurance Policy For Your Dog - What"s Covered and What"s Not
Your dog is an important part of your family.
To many, their dog is almost equal to their children.
Families strive to keep health insurance for their children in case of illness or injury.
Those who cannot afford or choose to decline health insurance for their families run a great risk.
The costs for treatment of a sudden illness can be astronomical.
While people with health insurance for their families cannot fathom the idea of dropping coverage for their children, most never even consider getting coverage for their dog.
But what happens if the four-legged member of the family becomes stricken with a sudden illness or gets injured in some way? While people don't often consider it, the same risk of opting out of health insurance for your family is being taken being by having an uninsured pet because vet bills add up very quickly.
Modern veterinary medicine can do amazing things, but the bills can be equally astonishing, especially when everyone is worried about the economy.
Before you get a pet, make sure you understand what your expenses will be.
The initial cost of a puppy, whether it's a thousand dollars for a purebred or a smaller fee for a dog from a shelter, is a small fraction of the lifetime care costs.
This fact makes a pet insurance policy even more attractive.
Many pet insurance companies have customizable plans so that you can get affordable pet insurance without sacrificing coverage.
Just like health insurance for humans, many pet insurance policies include a drug and dental plan.
Some pet insurance companies offer various discounts if your pet meets certain criteria, such as being spayed or neutered, being microchipped, or if you have multiple pets on one policy.
There are some things that are usually not covered as part of a pet insurance policy.
Most pet insurance policies will not cover certain preexisting conditions, treatment for behavioral issues, prosthetic limbs, acts of God, or cosmetic procedures such as tail docking, ear cropping, and dew claw removal.
Of course, off the wall things like DNA testing, cloning, or injuries resulting from fighting, racing, cruelty, or neglect aren't going to be covered.
Also, cremation and burial is usually not covered by a pet insurance policy.
Failing to consider health insurance for your dog can cost you thousands of dollars over the life of your pet.
Getting health insurance for your dog, as you would for your human family members, can help you avoid a financial bomb being dropped on you.
It also shows that you are a responsible pet owner
To many, their dog is almost equal to their children.
Families strive to keep health insurance for their children in case of illness or injury.
Those who cannot afford or choose to decline health insurance for their families run a great risk.
The costs for treatment of a sudden illness can be astronomical.
While people with health insurance for their families cannot fathom the idea of dropping coverage for their children, most never even consider getting coverage for their dog.
But what happens if the four-legged member of the family becomes stricken with a sudden illness or gets injured in some way? While people don't often consider it, the same risk of opting out of health insurance for your family is being taken being by having an uninsured pet because vet bills add up very quickly.
Modern veterinary medicine can do amazing things, but the bills can be equally astonishing, especially when everyone is worried about the economy.
Before you get a pet, make sure you understand what your expenses will be.
The initial cost of a puppy, whether it's a thousand dollars for a purebred or a smaller fee for a dog from a shelter, is a small fraction of the lifetime care costs.
This fact makes a pet insurance policy even more attractive.
Many pet insurance companies have customizable plans so that you can get affordable pet insurance without sacrificing coverage.
Just like health insurance for humans, many pet insurance policies include a drug and dental plan.
Some pet insurance companies offer various discounts if your pet meets certain criteria, such as being spayed or neutered, being microchipped, or if you have multiple pets on one policy.
There are some things that are usually not covered as part of a pet insurance policy.
Most pet insurance policies will not cover certain preexisting conditions, treatment for behavioral issues, prosthetic limbs, acts of God, or cosmetic procedures such as tail docking, ear cropping, and dew claw removal.
Of course, off the wall things like DNA testing, cloning, or injuries resulting from fighting, racing, cruelty, or neglect aren't going to be covered.
Also, cremation and burial is usually not covered by a pet insurance policy.
Failing to consider health insurance for your dog can cost you thousands of dollars over the life of your pet.
Getting health insurance for your dog, as you would for your human family members, can help you avoid a financial bomb being dropped on you.
It also shows that you are a responsible pet owner
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