How to File Chapter 11 Bankruptcy for Free
- 1). Check to see if your property is safe under your state laws. Research bankruptcy in your particular state and find out if they can take your property or garnish your wages. If not,you will find it much easier to file chapter 11 bankruptcy for free.
- 2). Get together all of your credit accounts. Call up creditors and find out exact amounts and who owns the accounts. You will need this information to file chapter 11 bankruptcy.
- 3). Go to your local courthouse and pick up the paperwork you need to file chapter 11 bankruptcy. If your income to debt ratio is in the acceptable range, they can waive all court costs associated with the filing.
- 4). Fill out the paperwork and list all creditors and amounts exactly. Be sure to forget no debts so you are completely free of creditor harassment. Go to all scheduled court dates until you have completed your chapter 11 bankruptcy filing.
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