When drives are getting quotes for commercial truck insurance, it is important for them to consider the agents that they are requesting quotes from and they should inquire about the markets that the agents have access to.

There are numerous commercial truck insurance companies. Not all agents have access to all insurance companies. Most truck insurance companies have production requirements in place to ensure that they will be getting enough business from the agents that they allow to sell their product to substantiate the relationship. These production requirements limit the amount of insurance companies that agents will have access to depending on the amount of business that they write.

Although drivers may request quotes from multiple agents, this does not always mean that they will be getting the best choice of several options for coverage. It is quite likely that the agents being asked to provide quotes have access to the same insurance companies, thus limiting the amount of actual insurance companies that are providing quotes.

When asking an agent to work on a commercial truck insurance policy, drivers should ask what markets the agent has access to. By doing this, they can eliminate the need of service from agents that only have markets available that have already been quoted and will only be receiving quotes from agents that have access to companies that have not yet been quoted.

Most agents will be willing to let the driver know what companies they carry or have access to. This will then let the drivers make an educated decision whether or not to do business with these agents.
By checking market or carrier access the drivers can ensure that they are being quoted with multiple insurance carriers rather than having multiple agents shop coverage with the same carrier. This will help to ensure that the driver is receiving the most competitive rates available.