Florida is universally known as the sunshine State.
Although there are others who would claim the title none have the season round climate and moderate water temperatures to draw tourists from all over the United States and the world.
This is made Florida a tremendous tourist attraction that can be reached by automobile and train, as well as aircraft.
That's what drives the many reasons you need home insurance Florida.
Because the climate is so moderate, and there are so many things to see and do, tourism is the number one business for the state.
In fact, Florida is the number one travel destination in the world.
It is home to three of the top 25 most visited tourist sites in America.
While this tourism pumps more than $50 billion and Florida's economy annually, there is a downside for the permanent residents.
The greater the transient population becomes as a percentage of residents in any one location, predictably the greater the amount of crime that community can expect to experience.
A similar thing to most of the tourist attractions there is also a phenomenon which has been greatly amplified by Hollywood and video entrepreneurs.
This is the nearly legendary week long party known as Spring break.
This nation has reached such proportions that it draws college students from all over the United States travel great distances to participate.
Whenever you combine youth, free time, and alcohol one can expect at least the occasional hooliganism.
Once again, it is the permanent residents that pay the price.
Florida has what is known as a karst topography created when the substrate sedimentary rock is dissolved by surface water.
It is a complex ecosystem comprised of caverns and caves, drainage basins, disappearing rivers, flowing springs, circular lakes, subsurface aquifers, and, unfortunately, sinkholes.
While this complicated system provides a natural environment for a great many species and a playground for tourists, the last feature mentioned, sinkholes, are devastating if you own a home in the state.
You could literally lose your investment in a matter of hours.
Florida is not usually known for the phenomenon called tornadoes.
Most of us think is Kansas in the Midwest as tornado Alley.
In actuality, however, over 1000 or native struck Florida in the years between 1995 and 2010.
These tornadoes injured 41, caused 3 deaths and over $82 million worth of damage.
Due to the warmer climate and the abundance of surface water Florida has been called the thunderstorm capital of the United States.
Local residents often joke that you can set your watch by three o'clock thunderstorm.
In addition to the other weather-related predicaments, lightning is frequently a part of the thunderstorm experience.
The quadrangle made up of the points Orlando, Tampa, Fort Myers, and Lake Okeechobee Park, an area of intense activity.
This is the size of the thunderstorms and lightning has greater strength in Florida has the dubious honor of the most number of deaths by lightning.
The most devastating weather phenomena that affect Florida, and for which it is most famous is the hurricane.
More hurricanes make landfall in Florida than any other state.
There are devastating statistics such as the 1928 hurricane that takeover 2500 lines or the more recent hurricane Andrew which hit in 1992 was the most costly in terms of property damage ($30 billion) of any natural disaster to affect United States until hurricane Katrina.
There's no question that Florida is a beautiful state with a tremendous amount of activity and entertainment for tourists and residents alike.
In a sense, this also makes it an even more dangerous place, because when there is a natural disaster there are more people to be affected.
If you are a resident year-round, weather alone is enough reason for you to understand that you must have home insurance Florida.