You probably want to go with the safest, most secure homeowners insurance company.
You also want to know that you will be able to get the customer service you want in your time of need.
This article is going to talk about the three best rated homeowners insurance companies as ranked by J.
D.
Powers and Associates.
J.
D.
Powers is an independent company that measures the quality of products and services that consumers purchase.
They are not affiliated with any of these companies.
They use standardized tools to make sure their evaluations are fair.
The five criteria for the best rated companies are: overall experience, ease of contacting the insurer, policy offerings, billing and payment, and pricing.
Coming in first with five stars across the board is Amica Mutual which has held this position for eight years running.
They offer telephone based customer service 24/7.
AM Best, a financial services evaluator, has given Amica a A++ or "Superior" rating for financial solvency.
The company was originally started as an automobile insurer but has moved to diversify its holdings and now includes home owners policies.
Tied for second are Auto-Insurers and Erie Insurance.
Despite its name, Auto-Insurers now offers home owners protection.
They get five stars for contacting the insurer and four stars in the other four categories.
Erie Insurance also gets five stars for contacting the insurer and for stars in the other categories.
While these three companies may not have the name recognition of some of the bigger and more advertised insurance agencies, they do provide outstanding service to their policy holders.
That's why they are the best rated homeowners insurance companies.