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Bankruptcy & consumer credit : Law & Legal & Attorney

How Do I File Bankruptcy in Indiana?

There are several different types of bankruptcy in Indiana. The most common bankruptcy filings are for business or personal bankruptcy. If you own a business, you can be eligible to file under chapter 11 of the United States Bankruptcy Code for your business, which usually entails a reorganization o

How to File Chapter 13 Without a Lawyer

It is possible to file your own bankruptcy, without an attorney. There will be lots of paperwork and forms to be filled out, but if you don't mind doing all the work, you can save a great deal of money by doing it yourself.

SEC Rules on Day Trading

Day trading was virtually unheard of until the tech boom of the late 1990s.manhattan image by manuelclerc from Fotolia.comDay trading was virtually unheard of until the late 1990s. The development of new technology that allowed desktop trading coincided with a major boom in the market...

The Effect of Bankruptcy on My Spouse

As a debtor, even if you are married, you have the right to file bankruptcy individually or with your spouse. However, your spouse may be affected by your filing bankruptcy, even if they do not file with you. This is especially the case if the two of you have joint debt.

Can an Owner of an LLC Be Sued Personally?

A variety of liabilities can affect businesses. This includes the limited liability company, or LLC. These liabilities run the gamut from product mishaps to employee injuries. Owners are typically concerned with limiting the ability of business creditors and other obligations to reach past business

L.L.C. Bankruptcy Laws

What direction will bankruptcy take your business?Business image by Silke Wolff from Fotolia.comLimited liability companies, or LLCs, have two different bankruptcy options. Under Chapter 7 bankruptcy, the limited liability company closes its operations for good, while under Chapter 11...

How to Prevent Foreclosure by Advocacy

Receiving notice that your mortgage lender plans to file a foreclosure case against you is devastating news. If the real estate at stake is your home, the situation is even more challenging on many different levels. The fact is that merely because you receive notice of a potential foreclosure does n

Basic Florida Bankruptcy Rules

Financial restraint is the first step to lowering debt and staving off bankruptcyDebt concept - cutting a credit card image by Sophia Winters from Fotolia.comBankruptcy is often the last resort of consumers and business owners that have so much debt that no amount of income will make a...

Incorporation Vs. Annexation

Incorporation and annexation are the two main ways that unincorporated land--that is, land not within the borders of an existing city or town--becomes part of a municipality. The first involves creating a new city or town; the other deals with joining an existing one.

Limited Liability Laws

Several limited liability laws must be followed.corporative business image by breezeart.us from Fotolia.comLarge and diversified companies often involve several hundred (or thousand) employees. Many of these employees are capable of putting the company at legal risk through action or...

Bankruptcy Lawyers - How To Find a Reputable Attorney

No one wants to file bankruptcy, but sometimes it's only reasonable way to get past your mistakes and start over.Once you've made the decision to file bankruptcy, your first step is to find a reputable lawyer who understands your state's bankruptcy laws thoroughly (since they vary gre

Disability and Bankruptcy

Every year, thousands of Americans face some sort of injury that allows them to draw from disability benefits. Regardless of the source of these funds, being from person disability insurance or from a workers' compensation insurer, this money can provide a valuable source of income when work pa

How to Hire a Good Bankruptcy Lawyer

What is worse than having to file for bankruptcy is to hire a bankruptcy lawyer only to find out that he or she was not fit for the job. The demand for bankruptcy lawyers is constantly on the rise and these lawyers are making great business cashing from debtors who are facing financial problems by g

Do I Really Need to Hire a Bankruptcy Lawyer?

With the continued increase in bankruptcy filings, many have turned to bankruptcy. There is some debate on whether it is necessary to hire a bankruptcy lawyer, or to file on own or online. This article presents an argument as to why it is almost always better to go with hiring an Arizona bankruptcy

How to File Bankruptcy & Foreclosure

There are two types of personal bankruptcy, Chapter 7 and Chapter 13. The first one acts as an estate liquidation that sells off your assets to pay creditors. The second, Chapter 13, is a three-to-five-year repayment plan. As soon as you file a bankruptcy petition for either one, the "automatic stay

What Are the Benefits of Going From Chapter 13 to Chapter 7?

If you're considering bankruptcy, it's important to choose the right chapter for your situation. In a Chapter 7 case, your nonexempt assets are liquidated and your liability for your debts is eliminated. In a Chapter 13 case, you make regular payments over time until your debts are satisfied. If you