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Credit : Business & Finance
Four Steps to Keep Your FICO Score Healthy
Getting an excellent FICO score is the first step. The next is to maintain it. Get 4 simple tips to do just that.
Simple Credit Score Increasing Tips (Pt 1)
Your credit score is nothing more than a number that approximates how likely you are to be able to pay back your debts. It takes a number of financial factors into account, from how well you've paid back the debt you currently have to what type of credit you've already used before.
How to Contact Credit Agencies When Credit Card Is Stolen
If you have lost a credit card or noticed that one has been stolen, take action immediately. The three credit reporting agencies--TransUnion, Experian and Equifax--should be contacted after you notify your credit card company. The credit reporting agencies can assist you in putting a freeze or fraud
Your Options With Credit Card Debt
It's all too easy to get dragged into a credit card debt situation. If your debts seem overwhelming, what can you do?
The Importance of Credit in Your Area #10 - When You Can't Buy
For decades and even longer the ideal goal was to buy a home, live there for years, pay off the mortgage and sell it and have that money fund your retirement. Well over the past few years there have been some drastic changes made to those ideas, especially due to the foreclosure problem this country
What Is an R9 Credit Rating?
Creditors use different reporting codes to report the status of a debt to the credit bureaus which then insert that code into your credit report. An R9 indicates that a debt has been charged off due to non-payment.
Credit Card Insurance Facts
Credit card insurance acts as a form of security for credit card consumers to financially protect them in case of death, disability, unemployment or property damage. This type of insurance certainly has its benefits, but weigh the options before deciding to invest in credit card insurance.
Tips on Credit Card Consolidation
Credit card consolidation is a form of debt consolidation. Debt consolidation is a form of debt management that allows you to intercede on your own behalf before accounts reach severe status which may require garnishments, judgments or bankruptcy. By using debt consolidation you are taking control o
Easy Ways to Search for Unclaimed Funds
The state and federal government agencies have concentrated their efforts in making the reclaiming process more simple for the public. The current program for reclaiming unclaimed assets have been focused more on making people familiar with the concept of unclaimed funds.
How to Use Liberty Reserve
Based in Costa Rica, Liberty Reserve is an account-based financial service where you can store money in U.S. dollars, sending and receiving money to and from others. It's similar to a wire transfer service. Liberty Reserve operates internationally, serving millions of customers annually with almost
What Should You Do When Your Credit Card Number Is Stolen?
The theft of personal financial information like a credit card number is naturally upsetting. However, there is no need to panic. Under the Fair Credit Reporting Act and Electronic Funds Transfer Act, your liability is very limited provided you take the proper steps to notify the credit card issuer
What Is the Difference Between a Credit Card and Revolving Credit?
There are many types of consumer loans in the United States. One of the most common is the credit card. Credit card payments are calculated monthly based on outstanding balances. This type of credit is called revolving credit. Installment loans, on the other hand, are pre-calculated--the standard pa
What To Look For In A Balance Transfer Credit Card
When shopping for a new balance transfer credit card, take the time to compare a number of credit cards, as the terms and conditions of these offers varies greatly. There are numerous things to consider before you take this step of choosing a new card. Be sure to read the fine print.First, you need
How to Improve Your Credit Score - Removing the Mystery
The financial system, and in particular the credit system, in the United States is a topic that has been in the news a lot lately. It is also somewhat of a mystery to many people. The importance of a healthy credit system overall, and your own personal credit score is something that is worthwhile le
A Foreclosure Will Affect My Credit - Myth or Fact?
Firstly, the important thing to keep in mind is that a foreclosure is a single negative item. If you keep this item isolated, it will be much less damaging to your credit score than if you had a foreclosure in addition to defaulting on other credit obligations.
How to Transfer Money With a Credit Card in 24 Hours
Everyone has encountered the need to get money to someone quickly, often when that someone is states or even countries away. If cash is unavailable to be wired to the needy party, there is a way to use your credit resources. With a simple strategy, you can ensure cash is transferred from your credit
How to Improve Bad Credit with Credit Cards
A habitual delay or missing payment for the money loaned would hurt credit rating badly.This usually happens with people who has committed the mistake in managing their finances.Having bad credit history would mean keeping you from the ability to make loans for home or car mortgages, rent an apartme
Credit Repair in Washington
Anyone who is hiding from the BBB should be looked upon with suspicion. Don't forget to ask for examples of the successes the company has had. A reputable credit repair company will have copi
Financial Services on Craigslist - How to Avoid Trouble
Each day, more American consumers turn to Craigslist.org.The classified website also has a section for services offered.In that section, you will find a wide range of financial services.Unfortunately, you will also find that most are scams.How can you avoid them?
How Cashless Scrip ATM's Benefit Merchants
Nowadays, it has become a trend to make and receive payments through electronic transactions. This trend became popular due to the extreme level of payment convenience experienced by general public and a high profit made by merchants.