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mortgage : Insurance

How to Qualify for Mortgage Help

Homeowners struggling financially are faced with difficult decisions. Getting behind on mortgage payments is stressful. Mortgage assistance programs can reduce monthly payments, skip payments for a specific period of time and get you out of default status. If you’re struggling with paying your

About Mortgages for People With a Bad Credit History

Borrowers with poor or bad credit scores (scores below 700) may think that obtaining a mortgage to finance the purchase or refinance of a home is impossible. While borrowers with bad credit scores may pay different interest rates or different terms than those borrowers with good credit, there are va

Best Mortgage Lenders Florida

Everyone is aware of the process, mortgage. However, in this process if the borrower was unable to repay the required thing or money to the bank on time then the lender can capture his or ...

Why are Pre-Qualification Letters Important?

Krebs Financial of Miami, Florida is experienced in brokering all loan types including residential, commercial, construction/renovation, government (FHA/VA, including 203k), and hard equity.

No More Cheaper Housing Loans

Poor inflation judgment by the Bank of England has pushed interest rates to soaring levels for a second day running, suppressing any hopes of looming cut in new mortgage rates.

How Do I Know If I'm Owed an Entitlement?

Depending on a range of factors, such as your employment status, income and size of your household, you may be eligible for federal assistance. Assistance is distributed through a variety of means, including direct payments for specified use, such as Supplemental Nutrition Assistance Program (SNAP)

How to Refinance a Mobile-Home Loan

Refinancing a loan on your mobile home, or manufactured home, requires you to determine whether it is currently financed as real or personal property. A mobile home with a title held as collateral is considered personal property, like an automobile. However, if the mobile home is attached to the pro

Is It Ever Wise To Get A Mortgage? Who Can You Trust?

Even with our current economic times and the failure of several financial institutions, mortgages are here to stay. In fact, over 80% of all homeowners have mortgages. But, is this a wise decision or are ...

Mortgage Lenders & Credit Problems

Credit problems can occur during the application process for a mortgage. Errors on credit reports, unpaid delinquent debts and other issues can delay approval. However, major credit problems, such as a recent bankruptcy, could result in an immediate denial.

Obamas Homeowner Affordability And Stability Plan Relief For Homeowners

The economic slump has crippled the financial condition of families in America. The crashing economy has affected the housing market too, leaving millions of homeowners throughout the country distressed. Millions of law-abiding American families are unable to live up to their financial obligations.

Comprehend the Foreclosure Litigation Process in New York

When your mortgage is seriously past due, bright future as a homeowner begins to darken. Eventually, the regrettable process of property foreclosure starts to take effect. Due to lack of employment and excessive debt, many ...

Is FHA Better Than Conventional?

Mortgages are like tools in a toolbox: A hammer is good when your problem is a nail, and a screwdriver is good when your problem is a screw. Although you can use a hammer to drive in a screw, it's not always the best choice. Certain loan situations are best handled by conventional loans, while other

Mortgage Laws in Canada

Mortgage laws can be puzzling to some.home puzzle image by Hao Wang from Fotolia.comFor most Canadians, owning a home is the ultimate affirmation of a life-long dream. There is probably no other asset that represents the iconic look at your place in life. In order to achieve that dream,...

2013 Toronto Mortgage Forum

The Canadian Association of Accredited Mortgage Professionals (CAAMP) is holding its annual Mortgage Forum from November 24-26 in the Metro Toronto Convention Centre. This forum is the largest gathering of mortgage professionals in Canada, and ...

Mortgage Interest Deduction & Low Income

Individuals who own their homes can deduct the amount of interest they pay on a mortgage from their taxable income. While this deduction is available to everyone, low-income individuals are less likely to use it than people who have higher incomes and own their own home.

Maximum Loan to Value for a FHA Refinance

Federal Housing Administration mortgage insurance programs have a long history of assisting low- and moderate income borrowers and those with credit challenges. FHA-insured loans offer flexible underwriting guidelines compared to conventional loans and may be used to purchase a home or refinance an