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Homeowner Insurance : Insurance

The Backyard Pool Could Be Liquid Liability

Life for the people residing near sea coasts (sea coast homeowners) can get a little complicated when you have a swimming pool, because from an insurance standpoint, a pool is considered to be an €attractive ...

State of Maine Homeowner Insurance Regulations

Understand how to protect your home in the state of Maine.roosevelts home image by Photoeyes from Fotolia.comThe state of Maine does not require homeowners insurance for its residents. The state allows lenders and insurance companies to set their own requirements as long as they meet...

Loss Adjusters - Contribute More Than They Took

Adjusters are independent claims specialists who investigate allegations complex or contentious behalf of insurers and policyholders to help restore your property to the curb. They investigate the scene of an incident to establish the causes ...

Things To Know Before You Get A Homeowner's Insurance Policy

Homeowner's insurance policy insures and protects more than just your house. An all-inclusive policy creates protection for your house and your possessions and puts forward liability protection for you and your entire family. The area ...

Insurance Now in St Louis

Life insurance may be a contract between associate degree insured associate degreed an underwriter or assurer, wherever the underwriter guarantees to pay a chosen beneficiary a total of cash in exchange for a premium, upon ...

Is Homeowner's Insurance Based on Credit?

Homeowner's insurance coverage is essential as it allows you to protect your financial position and your largest asset. The rates you pay for homeowner's insurance coverage are based on many factors, including the value of your home and your claim history. Your credit history also plays a role in ho

What Is Protection Class for Homeowners Insurance?

The public protection class (PPC) cited on a homeowners insurance policy is a measure of how fire-safe an insurer believes the policy holder's community to be. The company takes into account an independent rating when determining a town's fire protection class, and the outcome can potentially affect

Flood Pervention Insurance

Flood damage is always a risk and you need adequate protection to ensure that you are covered when such a disaster strikes. Most standard insurance policies do not cover flood damage in high risk areas ...

What Is a Construction Loan Title Insurance Policy?

When you decide to build a home, you will typically obtain a construction loan. A construction loan is a temporary loan used to finance the building project until the owner or buyer obtains a permanent mortgage. Before a lender will authorize the construction loan, the lender will usually require th

When not to claim

This might sound strange to you if you have spent the money on putting an insurance policy in place, but there are times when you should consider not making a claim. It really can protect ...

Soaring Gold Prices and Ormond Beach Insurance

The price of gold has skyrocketed in the past five years, an Ormond Beach insurance agency notes. On Nov. 9, 2011, it was trading at nearly $1,775 an ounce. On the same date in 2007, ...

How Is Homeowners Insurance Calculated?

If you own a home, you can't afford to live without homeowners insurance. It covers certain losses (fire, tornado, theft), and will help to repair or replace your home and personal property. Homeowners insurance also provides limited amounts of liability coverage and medical payments, if someone sho

How to Sign a Title for an Insurance Company

If you get into a severe accident, you may have to sign your title over to the insurance company. This situation can either be temporary or permanent, depending on whether you want to keep your car. You can also sign over your title to your insurance company to sell your damaged vehicle to a junkyar

Hello? Anyone Home? Is Your Dwelling Vacant

The above question can be costly to a property owner if the answer is "No". Property insurance has strict rules regarding vacant and unoccupied properties and how they're insured. A vacant property is much more ...