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Emergency Financial Help for Bills

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    U.S. Department of Housing and Urban Development

    • The U.S. Department of Housing and Urban Development administers the Homelessness Prevention and Rapid Re-Housing Program to keep residents in a safe, stable environment. Through the program, families or individuals in danger of becoming homeless can receive a variety of assistance for the rent or mortgage, security deposit or utility payments. To inquire about the program, contact your local HUD office.

    Salvation Army

    • The Salvation Army provides relief to residents who encounter a crisis. Although each Salvation Army office administers different programs, the organization is known for assisting with basic needs. You can receive food, clothing, shelter, financial help and help with other basic needs from a local Salvation Army office. Prepare to provide proof of bills, income and identity for all household members. Many Salvation Army locations also offer assistance finding a job and obtaining low-cost or free childcare.

    United Way

    • The United Way is a global charity that assists people in need. Contact your local United Way to request assistance with your bills or call the toll-free information and referral hotline to inquire about local programs. The United Way makes referrals to federal, state and private organizations that can provide financial help. Depending on your situation, you may be entitled to emergency cash assistance from the state through the TANF program or qualify for a grant from your local Community Action Agency. You can dial 2-1-1 to connect with an operator.

    Low Income Housing Energy Assistance Program

    • The Low Income Housing Energy Assistance Program is a federal program available in each state. If you have a household income at or below 60 percent of the state median income, you might qualify for a one-time contribution toward your energy bill. The program is designed to assist with the bill, but will not necessarily pay the entire bill. In most states, assistance is awarded on a first-come, first-served basis. When money is limited, priority is generally given to seniors or families with children under 6 years of age. Some states also consider assets when determining eligibility. For instance, in Nebraska a household cannot have more than $5,000 in countable assets, regardless of household size. The home, vehicle and personal possessions are excluded. To apply, contact your state LIHEAP agency or county social service office

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