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Bankruptcy & consumer credit : Law & Legal & Attorney

How to Create By-Laws

Bylaws function as the constitution of an organization. They are typically drafted by founders of corporations, although unincorporated associations use them as well. Even though no state requires corporations to create bylaws and most have no provision for filing them with state authorities, bylaws

How to Get The Paper Work to File Chapter 7 Bankruptcy

If you plan to file a Chapter 7 bankruptcy case, you need to know where and how you access the paperwork required to pursue such a case. There is a variety of types of documents and materials you must obtain to file a Chapter 7 bankruptcy case. Absent these forms and related items, you cannot effect

How to Calculate PTT

Property Transfer Tax must be paid when property is acquired in the Canadian province of British Columbia. PTT applies whether the property is a gift, bought, exchanged or transferred from a corporation to any of its shareholders. Some transactions, however, may be exempt from PTT, such as when a pr

The Service Members Civil Relief Act

The men and women who serve in the United States military take on an incredible responsibility and place themselves willingly in harm's way. This is a noble gesture, and without the work of these service persons, it is very likely that the quality of life that we have come to expect would simpl

Bankruptcy Lawyer, Friend or Foe?

A bankruptcy lawyer can be quite busy these days but can also be your best friend. We are approaching the three year anniversary of the Wall Street melt down where millions of jobs were lost in Middle

Bankruptcy Can Help Those Facing Foreclosure

Seeking Bankruptcy can delay or avoid a foreclosure of your home. In many instances, filing for Chapter 7 bankruptcy can delay a foreclosure by several months. In some circumstances, you may be able t

Board of Directors Meeting Vs. Shareholder Meeting

The Board of Directors of a corporation manages the corporation on behalf of that corporation's shareholders. As a result, shareholder meetings differ in a number of ways from Board of Directors meetings.

What Happens to Shareholders of a Chapter 11 Bankruptcy?

A Chapter 11 bankruptcy is designed to permit a business the ability to continue functioning, reorganize its operations and restructure its debt. The primary objective of a Chapter 11 bankruptcy is to provide a business the protection it needs to regain a stable and ultimately profitable financial f

You Can Survive After Bankruptcy

Most bankruptcy lawyers encourage you to think of filing for bankruptcy as a fresh start. Your debts are wiped out but you will need to work hard to rebuild your credit! This is a very difficult time

Foreclosure Prevention Specialist

Are you a home owner that is presently facing a foreclose process? A foreclosure prevention specialist may be the solution to your problem. There are lots of so-called of specialists out there who wil

How to Become Incorporated in Michigan

Becoming incorporated in Michigan is a simple process overseen by the Michigan Department of Energy, Labor and Economic Growth (DELEG). To become a Michigan corporation, an organization must place certain information on file with DELEG and meet all reporting requirements.

Tenant Due Diligence Checklist

Tenants need to check the property and the agreement prior to choosing to rent a piece of real estate.houses image by Vitezslav Halamka from Fotolia.comBefore moving into a new home or office, there are a few things you will want to take a look at: Each state has set standards and...

Use Discretion When Reaffirming Debts in Bankruptcy

Debtors have three options with respect to collateral in chapter 7 bankruptcy. Debtors can surrender the collateral back to the creditor without further obligation, redeem the collateral by paying the creditor the market value of the asset, or keep the collateral by agreeing to continue making payme

California Corporate License Laws

The California Secretary of State's office handles the licensing of corporations in the state. Incorporators must follow a strict set of rules for the Secretary of State to grant a license. The name and number of directors of a corporation, who may file to incorporate and the cost of a...

Small Business Bankruptcy Information

Small businesses in financial trouble have two choices under the U.S. Bankruptcy Code, according to the United States Courts website. They can liquidate their assets and use the proceeds to pay off creditors or reorganize and pay the creditors over time.

How to File Bankruptcy Separately

There are two types of personal bankruptcy, a Chapter 7 complete liquidation of assets or a Chapter 13 repayment bankruptcy plan. Both types of personal bankruptcy allow married debtors to file jointly or separately. Each type of bankruptcy creates a bankruptcy plan that allows the debtor or debto

Chapter 13 Bankruptcy Problems

Chapter 13 bankruptcy is a chapter of the U.S. Bankruptcy Code that allows an individual with regular income to keep his or her property and pay his or her debts in three to five years. It is also known as the wage earner's plan. The monthly income of the debtor, the person filing for bankruptcy, de

What Is a Derivative Action?

When a shareholder brings a lawsuit on behalf of a corporation against a third party, it is called a derivative suit. The shareholder is not bringing the lawsuit individually but in a representative capacity. The real party in interest is always the corporation.