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Personal Finance : Business & Finance
Roth IRA vs. Simple IRA
Traditional and Roth Individual Requirement Accounts (IRA) are savings instruments intended to accumulate retirement funds. There are specific tax advantages to this type of account that make it an attractive choice for many people.
FDIC Privacy Rules About Checking Accounts
The Federal Deposit Insurance Corporation (FDIC) does not establish or maintain rules relating to the privacy of checking accounts. However, in its capacity as the regulator of banks, the FDIC helps to ensure that FDIC member banks comply with federal privacy laws. The FDIC provides guidance to fina
Can an Estate Be a Named Beneficiary?
There are instances in which you may want another person, organization or estate to be named the beneficiary in a given financial arrangement. It is indeed possible to name an estate a beneficiary, as long as you make your wishes clear. If you file the necessary paperwork and make sure the request i
IRAs: Traditional Versus Roth
Individual retirement accounts (IRAs), which are also known as individual retirement arrangements, are a way for individuals to save money for retirement. The traditional IRA was established in 1974. It allows an individual to defer federal taxes on the account's money until the money is withdrawn.
Scholarships for Women With Disabilities
Various organizations work to reduce the incidence of disabilities in the future, while assisting people suffering from learning disabilities in the present. Some offer help through scholarships for female students who are deaf, blind, speech impaired and suffer from documented learning disabilities
The Best Places to Retire on the East Coast
To retire in comfort and leisure consider these East Coast locations.retirement fun image by Pix by Marti from Fotolia.com"Baby Boomers" born between 1946-1964 are facing retirement in hordes. As such, a huge market for retirement planning has emerged. As a result, many financial...
What Is a Good SRI Score?
The Scholastic Reading Inventory (SRI) test is an assessment of reading comprehension levels in students. Based on The Lexile Framework for Reading, the SRI is a computer-adaptive test given in a low-pressure environment without a time schedule. SRI testing allows teachers to measure a student's rea
If I Chew on Although Don’t Smoke Cigarettes, Is going to Life Insurance Cost Less?
A Cdc quotations which about 1 out of 3 trillion Americans smoking so that as numerous since 16 million People in america chew up cigarette. There are numerous variations between smoking cigarettes along with nibbling, ...
How to Set Up Living Trusts
One way to control your estate after you die is by setting up a living trust. A living trust is usually set up to make sure your assets are divided as you wish and to people you choose. The main benefit of having a living trust is to avoid the cost and trouble of probate court, which can slow down t
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Can I Apply for SSD & Worker's Compensation Benefits at the Same Time in Virginia?
Virginia workers who suffer illnesses or injuries while working can apply for benefits from the workers' compensation insurance program provided by their employers. If their disabilities are long term or permanent, they may be eligible for Social Security benefits as well. Workers can receive both b
How to Move My 401(k) to an IRA at Retirement
Your 401k plan allows you to put money aside on a tax-deferred basis and use that money at retirement. When your retirement day finally comes, you have a number of choices when it comes to that 401k plan. You can leave the money where it is, but there is always the chance that you will lose track of
Five Things You Should Know About Insuring Art Collections
Just like any other valuable thing or investment, art collections should be protected at all times. This not only means having good storage or some specialized storage, but should also be insured so that they ...
Does Medical Debt Affect Your Credit Score?
Medical debt is different from other kinds of debt, because it is usually unplanned and uncontrollable. It is considered unsecured debt, like credit cards. Under certain circumstances, unpaid medical debt can negatively affect your credit score. However, with proper attention, you can help keep the
How to Find Out If a MoneyGram Money Order Is Good?
Just because something appears to be real does not necessarily mean that it is. This is especially true for a MoneyGram money order. Unfortunately, there are some dishonest people in the world who will try to pass a fake money order. However, by doing your own little investigation, you can prevent
Is a Dynasty Trust Considered a Living Trust?
Living or grantor trusts and dynasty trusts are two different types of trust accounts designed to accomplish distinct purposes. Living trusts are set up for the benefit of a living trust grantor. A dynasty trust is used to pass wealth down through family generations while minimizing tax consequences
Alaska Food Assistance
According to the website Hunger Notes, low food security households in America jumped 39 percent in 2008, the largest increase ever recorded. Food banks receive thousands of requests, but generally offer only emergency services and cannot meet an ongoing need from a large number of families. The big
Survivorship Grants
The National Cancer Institute provides survivorship grant information.cancer sign image by Tomislav from Fotolia.comSurvivorship of life-threatening disease affects both the infirm and families of the infirm. A number of survivorship grants are awarded by public and/or private...
Primary Advantages Of Rent To Own Melbourne
The actual wonderland involving home sweet house pricks anyone and not just about all are able to acquire a home regarding dream instantly since the fantasy will come. This is why banking institutions and also ...