You and Your Fender-Bender: A Minor Accident Checklist

Whether we want to admit it or not, car accidents happen on a regular basis. Fortunately, the majority of car accidents are minor, "fender-benders" as we like to call them. But even when you're just looking at dent removal or scratch repair as an end result, there are certain steps that need to be followed in the moments after your accident.

1. Check yourself and any passengers for injuries. Even in minor accident situations injuries are possible. If there is any chance that someone is injured, call 911.


2. Take a few breaths and try to calm down. Car accidents, even minor, can bring about extreme, anger, frustration and panic. Try and remember that your and the other driver's health are more important than bumper repair [http://www.mingshine.com].


3. Mentally note and then record the other driver's license plate number. Some drivers are not as conscientious as you and may leave the scene immediately. When you have pen and paper in hand, write down the license plate, make and model of the other car.


4. Call the police and report your accident.


5. Scan quickly for any witnesses and ask them to stay to speak with the police. Also take their name and phone number in case your insurance company or the police need the information for future reference.


6. If the damage is extremely minor and you are blocking traffic or in a dangerous spot, agree to move your vehicles to the side of the road so that there will be no further incidents. Turn on your hazard lights to alert other drivers.


7. Exchange information with the other driver. Be sure to record the other driver's:
   
   
   
   
   • Name
   
   
   • Driver License number
   
   
   • Insurance information
   
   
   • Registration information
   
   
   • Address
   
   
   • Phone Number
   
   
   • License plate number
   
   
   • Make and model of car
   
   
   
   
   When you are speaking with the other driver, it is best not assume responsibility outright at that point in time as emotions may be running high due to the delicate situation. Be polite and don't accuse the other driver of outright fault at that time either. Getting into a verbal or physical disagreement will not help the scenario improve. Be sure to speak truthfully to the police when they arrive and give your exact account of the accident - not an exaggerated story.


8. Don't leave until the police have left and recorded all of the pertinent information.


9. Call your insurance company to report the accident.


10. Seek out the proper establishments for your vehicle to get repair estimates. If your accident was quite minor, be sure to find an auto repair shop that specializes in small damage repair.