Vehicle Warranties and Breakdowns
When you buy a new car from a dealership, a company representative in the Finance and Insurance department will invariably ask you if you would also like interest free financing of an extended warranty after your factory warranty runs out.
This, like the original warranty, will protect your car from expensive repair bills.
You can even get an extended vehicle warranty that mirrors your factory warranty, which will be an exclusionary policy.
If you agreed to get this offer, your extended warranty will seamlessly continue to keep you covered after the original warranty has run its course, which is usually about 36 months or 36,000 miles, whichever comes sooner.
However, if you declined, reluctant to spend any more money, you can still get that extended warranty later on, either by going back to the dealership or by buying it from an aftermarket warranty company.
Although, at the time it may have seemed that you were saving money by not buying it, you may have come to realize that you will actually save money by buying it because, generally speaking, the cost of car repairs will be greater than the cost of paying monthly premiums.
Moreover, your chances of using this extended warranty will be even higher because your car will be older and have accumulated tens of thousands of miles on it.
When you get an extended warranty, which could be a comprehensive, component, or powertrain service contract, you will also usually be given additional coverage for breakdowns.
This is often offered as part of your extended warranty bundle and will include features like 24-hour roadside assistance, towing, car rental reimbursement, and travel interruption protection.
24-Hour Roadside Assistance If your car breaks down when you're on the road, you can dial a toll free number for help.
After getting your membership number, a description of your car problems, and an understanding of your location, the telephone representative will then dispatch a roadside assistance team to come to your aid.
Usually, they will come within an hour, unless you happen to call on a day when they are very busy or your breakdown is far away from their facilities.
The team will arrive in a tow truck.
If they can't fix your car problem and get it on the road again, they will have it towed to the nearest ASE certified auto repair shop and will give you a ride home.
In addition to helping stranded car owners, the roadside assistance car warranty program can jump start a car, fix a flat tire, and retrieve a locked key.
Car Rental Reimbursement When your car is in a repair facility, you will be given a replacement car for a few days.
Usually this is about $35 a day.
If the car in the shop can't be repaired quickly, then this will cover you up to $150.
These dollar amounts, of course, are averages.
Travel Interruption Protection Again, when your car is in a repair facility, this service will help you out by paying for overnight accommodation and meals.
However, it only goes into effect if the breakdown happens 100 or more miles away from your home.
This, like the original warranty, will protect your car from expensive repair bills.
You can even get an extended vehicle warranty that mirrors your factory warranty, which will be an exclusionary policy.
If you agreed to get this offer, your extended warranty will seamlessly continue to keep you covered after the original warranty has run its course, which is usually about 36 months or 36,000 miles, whichever comes sooner.
However, if you declined, reluctant to spend any more money, you can still get that extended warranty later on, either by going back to the dealership or by buying it from an aftermarket warranty company.
Although, at the time it may have seemed that you were saving money by not buying it, you may have come to realize that you will actually save money by buying it because, generally speaking, the cost of car repairs will be greater than the cost of paying monthly premiums.
Moreover, your chances of using this extended warranty will be even higher because your car will be older and have accumulated tens of thousands of miles on it.
When you get an extended warranty, which could be a comprehensive, component, or powertrain service contract, you will also usually be given additional coverage for breakdowns.
This is often offered as part of your extended warranty bundle and will include features like 24-hour roadside assistance, towing, car rental reimbursement, and travel interruption protection.
24-Hour Roadside Assistance If your car breaks down when you're on the road, you can dial a toll free number for help.
After getting your membership number, a description of your car problems, and an understanding of your location, the telephone representative will then dispatch a roadside assistance team to come to your aid.
Usually, they will come within an hour, unless you happen to call on a day when they are very busy or your breakdown is far away from their facilities.
The team will arrive in a tow truck.
If they can't fix your car problem and get it on the road again, they will have it towed to the nearest ASE certified auto repair shop and will give you a ride home.
In addition to helping stranded car owners, the roadside assistance car warranty program can jump start a car, fix a flat tire, and retrieve a locked key.
Car Rental Reimbursement When your car is in a repair facility, you will be given a replacement car for a few days.
Usually this is about $35 a day.
If the car in the shop can't be repaired quickly, then this will cover you up to $150.
These dollar amounts, of course, are averages.
Travel Interruption Protection Again, when your car is in a repair facility, this service will help you out by paying for overnight accommodation and meals.
However, it only goes into effect if the breakdown happens 100 or more miles away from your home.
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