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Bankruptcy & consumer credit : Law & Legal & Attorney

The Service Members Civil Relief Act

The men and women who serve in the United States military take on an incredible responsibility and place themselves willingly in harm's way. This is a noble gesture, and without the work of these service persons, it is very likely that the quality of life that we have come to expect would simpl

Bankruptcy Lawyer, Friend or Foe?

A bankruptcy lawyer can be quite busy these days but can also be your best friend. We are approaching the three year anniversary of the Wall Street melt down where millions of jobs were lost in Middle

Board of Directors Meeting Vs. Shareholder Meeting

The Board of Directors of a corporation manages the corporation on behalf of that corporation's shareholders. As a result, shareholder meetings differ in a number of ways from Board of Directors meetings.

How to Become Incorporated in Michigan

Becoming incorporated in Michigan is a simple process overseen by the Michigan Department of Energy, Labor and Economic Growth (DELEG). To become a Michigan corporation, an organization must place certain information on file with DELEG and meet all reporting requirements.

California Corporate License Laws

The California Secretary of State's office handles the licensing of corporations in the state. Incorporators must follow a strict set of rules for the Secretary of State to grant a license. The name and number of directors of a corporation, who may file to incorporate and the cost of a...

How to File Bankruptcy Separately

There are two types of personal bankruptcy, a Chapter 7 complete liquidation of assets or a Chapter 13 repayment bankruptcy plan. Both types of personal bankruptcy allow married debtors to file jointly or separately. Each type of bankruptcy creates a bankruptcy plan that allows the debtor or debto

Chapter 13 Bankruptcy Problems

Chapter 13 bankruptcy is a chapter of the U.S. Bankruptcy Code that allows an individual with regular income to keep his or her property and pay his or her debts in three to five years. It is also known as the wage earner's plan. The monthly income of the debtor, the person filing for bankruptcy, de

What Is a Derivative Action?

When a shareholder brings a lawsuit on behalf of a corporation against a third party, it is called a derivative suit. The shareholder is not bringing the lawsuit individually but in a representative capacity. The real party in interest is always the corporation.

5 Bankruptcy Myths You Need To Know

Bankruptcy, that word which seemingly spells doom and gloom for many, carries a few harsh truths and forces one to make lifestyle changes. But contrary to popular belief, it doesn't signify t

Federal Anti-Hoarding Law

Federal anti-hoarding laws have nothing to do with regulating people who display compulsive junk-collecting habits. Within the United States, these laws take effect under martial law so as to ensure citizens may access food in the occurrence of a catastrophic event.

Can My Car Get Repossessed if the Cosigner Files Bankruptcy?

Your cosigner’s bankruptcy doesn't have to result in repossession, but it may, especially if the payments on the car note aren’t current. Most states allow creditors to enter your property and take your vehicle without notice if you default on the loan. Whether a signer’s bankruptc

How to Form a Corporation in Pennsylvania

The Pennsylvania Department of State offers online and local services for businesses wanting to incorporate a business name. While the incorporation process is straightforward, some variations (i.e. license requirements) exist; verify the specific licensing requirements for your industry with the De

Bankruptcy Priority Vs. Nonpriority

Priority is an important concept in bankruptcy proceedings, both Chapter 7 and Chapter 13. In many bankruptcy cases, a creditor with priority will receive full payment on the outstanding debt, while a creditor without priority will receive only partial payment or no payment at all. Many types of deb

Different Expertises of Orlando Florida Lawyers

If you are older than fifty, you may be surprised to learn that Orlando Florida lawyers are so specialized today that some of them take on only very narrow fields of expertise. For example, there are

Is the Parent Company Liable When an LLC Is Sued?

A parent company is generally described as the company that owns or controls subsidiaries through the ownership of voting shares. A parent company may also be called a holding company. A limited liability company (LLC) is a business entity permitted by state law. In some respects an LLC is like a pa

Battling the Recession with Bankruptcy

The recession has left many citizens at a financial disadvantage, and oftentimes and overwhelming amount of debt. If this is the case, bankruptcy may be your chance for recovery.

How to File Chapter 7 in Georgia

In Georgia, debtors who fail to pay off all of their debts are given the option to file for Chapter 7 bankruptcy. Provided the court grants your petition and you can prove that your income does not allow you to make consistent payments, you will be eligible for debt relief. You may want to enlist th

How to Pay Bankruptcy Attorney Costs

One of the ways many people are forced to use to get out of debt is to file bankruptcy, but to do so successfully you may need to hire you an attorney so you can ensure all your bases are covered. Obviously if you are facing a bankruptcy you are financially strapped for cash, so how do you cover the