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Health & Medical Insurance : Insurance
Medicare Homecare Benefits
Home care benefits are available for Medicare recipients.Medical care image by JASON WINTER from Fotolia.comHome care benefits are available for recipients of Medicare to allow patients with special health needs to receive medical care at home. Several alternatives are available to...
How to Fight Insurance Declination Due to Statement of Health Issue
Over 46 million Americans are uninsured, and many cannot get individual health insurance because of a pre-existing condition. A pre-existing condition is an illness or injury present before obtaining health insurance. Depending on its seriousness, most insurance companies either deny that applicant
How to Explain HIPAA
HIPAA is America's Health Insurance Portability And Accountability Act. Congress approved it in 2003 in order to protect the privacy of patients while allowing patients easier access to their medical files. It also allows people to change incorrect information in their files more quickly.
Medicare Fraud & Abuse Laws
Medicare, the federal health care program for the elderly and disabled, is an expensive benefit. According to the Wall Street Journal, the Medicare budget for Fiscal 2011 proposed in February 2010 was approximately $489 billion. With such big figures involved, waste cannot be ignored, and...
High Deductible Health Plan Disadvantages
High-deductible insurance is a health insurance option that has been receiving more attention in recent years. The insurance premium is lower, since a high deductible must be met before the health insurance kicks in. One you meet the deductible, the insurance should cover all of your costs and proce
How to Take Betaine Hydrochloride Tablets
According to the National Library of Medicine, "Betaine Hydrochloride contributes to stomach acid in the body. Betaine hydrochloride is a digestive aid and can be used to promote enzymatic digestion." However they also go on to say, "These statements have not been evaluated by the Food and Drug Adm
New Jersey's Medicaid Rules
The permanently disabled may qualify for Medicaid in New Jersey.man in wheelchair image by jimcox40 from Fotolia.comMedicaid is a state-administered program designed to assist low-income families obtain access to quality healthcare. Eligibility requirements and services vary by state, and...
Tips in Finding Affordable Health Insurance
Health insurance is often considered the most essential type of insurance a person holds. Many types of insurance only apply to people who own certain assets like a car or home or who have specific needs. Everyone, however, can benefit from health insurance, which can cover a wide range of expenses
Advocacy Groups for Families of Disabled Children
Having a child with a disability can drastically change the life you had once planned. A child with disabilities requires special care which may include special education, constant supervision, or continuous medical care and therapy. This special care can take a toll on a family, both financially an
The Reasons Why Americans Cannot Afford Health Insurance
Getting health insurance in the U.S. can be difficult and expensive for anyone.health image by Aleksandr Popov from Fotolia.comThe economy has an effect on nearly all Americans living in the U.S., whether currently employed or not. If you are not affected by the economy at the moment,...
Can Someone Under 65 Be Eligible for Medicare?
The government has established many programs that provide help to senior citizens, such as Social Security and Medicare. However, younger people with similar needs and disabilities can also qualify for the same benefits, depending on their conditions and incomes. Medicare has some exceptions that al
I Lost My Medicaid Card, How Do I Get a New One?
While Medicaid is a federally funded program, it is actually administered at the state level. That means that if you have coverage questions, or if you need to replace a lost or stolen Medicaid card, you need to contact the office of your state Medicaid coordinator to request a new card. Every state
How to Find Individual Health Care Insurance
Individual health insurance is a policy for covering medical expenses that an insurance company directly issues to an individual consumer. Group policies --- such as health insurance sold to a group of individuals or an employer --- generally offer more benefits than individual policies and usually
Rules for Signing Up for Medicare
Health insurance is essential to protect your personal finances from the high cost of medical bills. This holds true for people of all ages, but senior citizens have special health risks that make insurance even more important. Medicare is a federal health insurance program that applies primarily to
Can You Get Medicare If You've Never Been Employed?
Medicare tax qualifies American citizens to receive Medicare Part A for free when they reach 65 years of age. People who have not worked or paid Medicare tax cannot receive free Part A coverage. However, they might be able to purchase Part A, depending on whether they meet other requirements.
Medicaid Waiver Qualifications
Medicaid waivers are provided to help an individual stay in the community.lit d'hopital image by photlook from Fotolia.comMedicaid waivers allow for medical services that would normally be provided only in an institution-type setting to be provided in the home and community. The waivers...
How Can I Qualify for a Medicaid Card?
Medicaid is the federal health insurance plan providing coverage to low-income individuals. Each state offers Medicaid or a similar state health insurance program. Even though the federal government outlines the basic requirements for Medicaid eligibility, every state has its own specific rules and
Disadvantages of Private Health Insurance
Private health insurance can help defray the cost of medical bills but also has disadvantages.Paying Bills image by ne_fall_photos from Fotolia.comMore than 46 million Americans lacked health insurance as of 2009, according to the Centers for Disease Control. Many classes of workers,...
Strategies for Setting HSA Contributions
A health savings account (HSA) provides you with a way to put money aside for health care expenses. Knowing how much to contribute to your HSA and how to make those contributions can be difficult. Taking the time to assess your average health care spending and the tax implications of your contributi
Medicaid Eligibility Requirements for Mississippi
Mississippi offers Medicaid benefits to those in need.USA states series: Mississippi. Political map with counties image by Stasys Eidiejus from Fotolia.comIf you reside in the state of Mississippi and need medical insurance for you and your family, you could be eligible for Medicaid...